SOLD 'AS IS. ' This three-bedroom, one-bathroom ranch-style residence offers a canvas for your personal touch, offering a fantastic opportunity to transform it into your ideal living space. The exterior of the house radiates potential with its timeless ranch architecture and an expansive front yard, creating an inviting curb appeal. Step inside and you'll discover a generous living space waiting to be reimagined. Envision the possibilities for entertaining and daily living with both a living room, den equipped with a wood burning stove, and spacious eat in-kitchen. Abundant natural light floods the rooms through large windows, establishing a cozy and welcoming ambiance. Benefit from the convenience of being minutes to the nearest shopping center and a quick six (6) minute drive to Smith Point Beach. This property presents a rare opportunity to invest in a home with great bones, a desirable location, and the chance to make it your own. With a little creativity and some TLC, you can transform this ranch-style residence into a charming coastal retreat that reflects your lifestyle and personality. Don't miss the chance to turn this diamond in the rough into your dream home by the beach!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $769 | $769 | $769 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,709 |
Total Monthly Payment | $3,000 | $2,944 | $3,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.