THIS ONE IS A MUST SEE!! BRAND NEW ARCHITECTURAL SHINGLE ROOF, SEPT. 2023!! Lovely 3 bedroom, 2 bathroom home. Has an attached 2 car garage with countertop work areas and storage cabinets above. Very private lot. Great open floor plan has vaulted ceilings with recessed lighting that provide a bright and open atmosphere. Beautiful floor to ceiling brick fireplace with wooden mantel. The kitchen features light wood cabinets, light color granite counter tops, kitchen island with seating and pendulum lighting. Split floor plan has a spacious primary bedroom with built-in California Closet finishes, primary bath with shower. Two bedrooms, with California Closet finishes and a full bath on the Southside of the house. French doors lead to a large screened porch to enjoy the tranquil sites and sounds of the lust backyard. Large deck for entertaining friends and family. Located near Historic Canal Street with its restaurants, shopping, entertainment and many events! This peaceful, well established neighborhood is just minutes away from the beach and Flagler Ave.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,520 | $303,520 | $303,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,045 | $2,602 |
Total Monthly Payment | $2,146 | $2,120 | $2,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.