Owner will finance with $200, 000 down! There’s a tremendous amount of square footage in the main 3 bdrm, 2. 5 bath home with appx 3300 sq ft of living area PLUS the space for either in-law quarters with separate entrance, workshop or studio that consists of an additional 1000+ sq ft of air conditioned space, PLUS a deep 3 car garage and plenty of additional paved parking for your RV and boat trailer. Upgrades in 2023 include new roof and new kitchen cabinets, appliances and flooring, too. There are four HVAC units – three in 2016 and one in 2023. Water heaters are 2016 and 2023. The potential in-law quarters space is presently used as a workshop and has HVAC and a half bath. There’s a 2023 cooktop, 2018 wall oven, dishwasher and microwave available for renovating the space should a buyer desire, as there’s plenty of room to add a full bath and more, and/or divide the space up like a mini apartment but it would need to be finished out. Come take a closer look if you are looking for a lot of space for an extended family, a car collection, a workshop and home office. This house can do it all and then some! Owner will finance with $200k down with balance amortized at 4% for 15 years, or 4. 5% for 20 years!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,145 |
Total Monthly Payment | $4,185 | $4,080 | $5,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.