Look no further then this BETTER than new construction (2021) home with a TON of upgrades and improvements done. Move in asap and bring just a toothbrush! This modern farmhouse style 3/2/2 in desirable Inverness Highlands neighborhood is all you could ever dream of. This home features an open concept living area with an eat in kitchen (HUGE bar overlooking the kitchen), oversized pantry, upgraded plumbing features and finishes, living/dining room combo with upgraded 60" super ceiling fan, living area has brand new upgraded flooring and designer paint with custom shabby chic farmhouse shiplap accent wall. Bedrooms have brand-new high-end, high pile carpeting that was just installed. Guest bath features farmhouse style porcelain tile that looks like barn wood. The garage has custom built in shelving and cabinetry. This house has so much more to mention and we have not even started on the outside. This home has custom rain gutters that were designed specifically for this home. Walking into the fully vinyl fenced back yard is a truly unique experience when you step foot onto the custom built wooden deck with pergola, you will be surrounded by the most beautiful garden scenery you have ever seen. Enjoy your zen garden with mature landscaping with flowering plants and trees, fruit producing trees, and an awesome view overlooking the no build lot behind the home. The back yard has plenty of room to park a boat or extras and has gate access on both sides of the fence to allow larger items to be stored. Plus there is also a storage shed that is included in the sale. Do not miss this opportunity to have one of the most upgraded newer construction homes in the area, WITHOUT the wait! The owner built this as a forever home with intentions to stay, come make this investment yours for pennies on the dollar.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $2,161 |
Total Monthly Payment | $1,931 | $1,887 | $2,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.