Lakefront home with a Double Garage is a rare find in a premier 55+ active cooperative manufactured home community that is just minutes from the beach and the North Jetty. Large lanai with sliding glass doors opening to the community lake. The perfect place to enjoy a cup of coffee from your lanai as you watch the sunrise overlooking the lake and the electric fireplace takes the chill out of the air on those early January mornings while adding ambience to your happy place. This turnkey home has a remodeled galley kitchen with Corian countertops and newer vinyl plank flooring in kitchen and den. The front of the home has lots of windows offering natural lighting and faces the southwest so you can catch a glimpse of the colorful sunsets Florida has to offer. The breakfast nook / den has another electric fireplace creating a quiet tranquil place to sit down and enjoy a good book. Large living room with skylight and leather sectional seating and a beautiful curio grandfather clock open into a quaint dining room with newer built-in cabinets. The main bathroom has updated cabinets, countertops, and shower inserts. Lots of storage with walk-in closets in both bedrooms. Some TLC is needed regarding the flooring and subfloors in both bedrooms. The laundry facility and extra storage is in the shed which is inside the double garage. In addition to all this, you will become the latest member of our King’s Gate Club family, where neighbors help each other and wave as you pass by.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.625% | 7.490% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.157% | 7.638% | 7.019% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,127 | $1,112 | $1,398 |
Total Monthly Payment | $1,416 | $1,401 | $1,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.