This beautiful lake front luxury home has 5 bed / 4 bath / Office or Den and a bonus movie room with wet bar and includes professionally installed Bose surround sound system and custom built cabinetry. Built by M/I Homes; Corsica VI with Bonus floor plan and is located in the desirable community of TerraLargo in Lakeland, Florida. This home has a 3 car garage, 0. 29-acre Lot that backs up to lake and beautiful private landscape. This Mediterranean style home has beautiful Tile Roof, Ceramic wood looking Tile flooring throughout the common living areas, that includes a formal dining room, Office or den and Many Built-in features like entertainment centers and custom wood shelving. Kitchen has granite countertops, stainless steel appliances, microwave, walk in pantry, and an abundance of cabinetry for storage. The extended kitchen island is perfect for entertaining while dinner is being prepared or served. The Master Suite is on the main Floor and is very spacious and separate from all other bedrooms, the Master bath has dual vanities, a Large walk-in shower, his/her walk-in closets, and a large Tub. There is a Guest Bedroom on the main floor with a private bath. This home is pre wired for Electric vehicle charger and has a tankless water heater. This home sits in a gated community with luscious lawn, metered irrigation system, and an in-wall pest control system. Resort-style Community of TerraLargo. Featuring a beautifully maintained clubhouse with a zero-depth entry pool, spa/hot tub, fitness center, tennis/basketball courts, gazebo, rental party room, covered playground, street lighting, sidewalk, and lush landscaping. The community is located in a secluded peaceful area but only minutes from the downtown area of Lakeland. . . shopping centers, restaurants, and clinics. Located just off I-4, the Tampa beaches, Busch Gardens, and Orlando Theme Parks are a short distance of a drive. This is a **MUST SEE PROPERTY**Call today for a private showing. **3. 5% Interest assumable mortgage available for qualified buyers! Some photos have been virtually staged.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $547,600 | $547,600 | $547,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,736 | $3,640 | $4,618 |
Total Monthly Payment | $4,366 | $4,270 | $5,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.