UPDATE!: Special first year financing saving as much as $5, 500 in the first year, details attached to the listing. Now offered with 510sf of finished space on the lower level at the same price. 1883sf of total living space. The Wells Raised Ranch plan. This new plan now offered on this lot! This new custom home, to be built, for delivery in 2024, with just added ultra-efficient energy upgrades to minimize your heating and cooling costs! Own this classic raised ranch with exceptional craftsmanship and detailing, to be built, similar to illustration. Located on a quiet country road in beautiful Columbia. Living in Columbia gives access to Columbia Lake and so many great recreational options. This is a beautiful, private, level lot. We can customize this or your plan to make it truly your dream creation! This spacious home features a first floor open floor plan with a large living room, dining area, a full bath and primary bedroom suite with a large walk in closet and a private bathroom. All bedrooms are on the first floor. 2 car garage on the unfinished lower level. This home features central air conditioning, warm air heat (propane), granite counter tops, premium kitchen cabinets, luxury vinyl flooring in the main living areas and primary bedroom, and many other amenities - a deluxe new home experience. This is a custom built home, to be built by S. R. Blanchard, Inc. Eastern Connecticut's Premier Home Builder. They make buying a home as easy as buying an existing home and provide the construction financing. They bring exceptional craftsmanship to every home that they build.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Full Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bath | Main |
Primary BR Suite | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.538% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,429 |
Total Monthly Payment | $2,869 | $2,833 | $3,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.