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45 Grey Oaks Court, Carmel (Kent), NY, 10512 | $495,000
Welcome to Lake Carmel and the serenity of living by the water! This expanded cottage offers privacy and year-round lake views. Only steps from the lake, the home's tranquil setting invites you to slow down and enjoy the beauty of nature. As you enter the home you'll find an enclosed heated sunroom with generous windows that infuse the room with natural light. Currently used as a dining room, the sunroom is the perfect place to enjoy your morning cup of coffee or your evening meals while watching the seasons changes across the lake. The nearby kitchen offers crisp white cabinets, stainless steel appliances, and new vinyl flooring. Continue into the living room, a lovely place to gather and sip hot cocoa by the beautifully appointed wood burning fireplace. A full bathroom and ample sized spare room on the main level offers a convenient space for your guests, a home office or an exercise room. Upstairs, you will be greeted by additional living space: a bonus room with new wood floors that you can turn into a den, craft room, tv room, or whatever your heart decides; two bedrooms with new wood floors where you can begin each day peacefully taking in your majestic lake views; a renovated bathroom with glass enclosed shower adorned with elegant glass mosaic tiles, large sink and vanity, new vinyl flooring and linen closet. Amenities include a new washer and dryer handily located upstairs and a walk out basement with room for storage, new laminate and wood flooring, recessed lighting, and new hot water heater. Outside, the deck provides another place to relax and entertain guests while you relish in the splendor of lakeside living. Included with the sale is a lot located on Route 52 which has a small garage and is accessed from stairs from Grey Oaks. Call the Town of Kent to see how this lot can be used. Steps from the house, the lake awaits ready for you to kayak, paddle board or canoe. As part of the Lake Carmel community, you can take advantage of beach areas where you can swim or simply lounge on the sand. Other nearby amenities include sports fields, playground, picnic pavilion and Arts on the Lake. This home also offers the convenience of being only an hour from NYC, close to Metro North, I-684, Rte. 22, shopping, restaurants, Thunder Ridge Ski Lodge and more. Whether you are looking for a weekend retreat or year-round home, don't miss your chance to live the lakeside life!
Features
- Town: Carmel
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: See Remarks, Cottage
- Year Built: 1940
- Garage: Off Street
- Heating: Oil, Baseboard, Forced Air
- Cooling: Window Unit(s)
- Basement: Partial, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,560
- Acreage: 0.29
- Est. Taxes: $10,540
- Lot Desc: Level, Part Wooded, Sloped, Near Public Transit, Private
- View: Panoramic, Lake, Water
- Water Front: Yes
- Elem. School: Kent Primary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
- MLS#: H6279586
- Days on Market: 143 days
- Website: https://www.raveis.com
/prop/H6279586/45greyoakscourt_carmel_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Grey Oaks Court, Carmel (Kent), NY, 10512
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $878 | $878 | $878 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,701 | $2,668 | $3,395 |
| Total Monthly Payment | $3,654 | $3,621 | $4,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535