New price and new upgrades! This lovely Riverglen home features 4 bedrooms, bonus/game room, 3 bathrooms, heated pool & spa, 3-car garage and sits on an oversized waterfront lot in a small community with no CDD. Enter through the leaded glass door into the foyer, which opens to the formal dining and living rooms with a beautiful view of the lanai and pond. Just beyond is the spacious and bright family room which is open to the kitchen and has sliding doors to the lanai and pool. The kitchen has 42” wood cabinetry, lots of counter space & storage, snack bar, built-in desk and breakfast nook. The large owner’s suite has sliding doors to the lanai, two walk-in closets and an ensuite bath with double sinks, garden tub, separate shower and water closet. Bedrooms 2 and 3 share a hall bathroom and bedroom 4 has an adjacent bathroom. The only room upstairs is a 17x13 bonus room for gaming, entertaining or hobbies. Additional features include wood laminate flooring in the formal areas and family room, brand new carpet in all bedrooms and bonus room, brand new shower and luxury vinyl flooring in the master bath, new roof in 2020, new dual zone AC in 2022, new energy efficient windows in 2017, new water heater in 2022, hurricane shutters, water softener and storage closet in garage. The exterior features a huge screened lanai with both covered and open areas for relaxing by the heated pool & spa or enjoying the water views and nightly sunsets. No flood insurance is required. This community has a park, playground, tennis courts, basketball court and is close to schools, shopping, restaurants, beaches and everything Tampa Bay has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
Total Monthly Payment | $3,500 | $3,419 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.