RARE and INCREDIBLE OPPORTUNITY to own a home right on the MAIN Homosassa River with DIRECT GULF ACCESS, not far from the head spring and in sight of our locally famous Monkey Island! LOCATION! LOCATION! LOCATION! 131 feet of MAIN RIVER FRONTAGE (not on a little side canal)!! This home is nestled on 1/3rd of an acre and offers 3 bedrooms + 3 bathrooms + private dock (built in Oct 2016) + 2 fireplaces + HUGE downstairs entertainment/game area with kitchenette + incredible southwest-facing backyard and TWO levels of covered lanais for enjoying the outdoors and entertaining your family and friends! Go fishing, boating, jet-skiing, paddle-boarding, kayaking, tubing, swim with the manatees, or relax with a cold beer or glass of wine and watch the sunset all RIGHT from your own private backyard or off your own private dock! Boat to any of the many restaurants or bars on the river just minutes away. . . pull your boat right up to Florida Cracker, Crump's Landing, MacRae's, Marguerita Grill, Seagrass Bar & Grill, The Freezer, and more! SHORT TERM RENTALS ALLOWED!!! Currently being used by the owners and their families for private enjoyment with a limited amount of short-term rentals to cover all holding costs and allow for a positive cash-flow investment! Conveniently located next to the marina for guests' boat rentals and marina services and amenities! Newly paved driveway leads to this large 2-story coastal home with front and rear balconies and porches! PANORAMIC VIEWS of the water from the upstairs with all the huge glass windows and the open floor plan. . . this all offers lots of natural light making the home feel spacious, light, bright, comfortable, and cheery!! The 3 bedrooms are upstairs (home does have an elevator shaft to easily add an elevator), large living room and glass sitting room with fireplace, and dining space as part of the open floor plan! The upgraded kitchen offers with real wood cabinets and granite countertops! The LARGE master bedroom has glass sliders to the rear balcony and an ensuite bathroom big enough to wow you with ceramic-tiled shower, duals vanities with real wood cabinets, dual sinks, and laundry room for washer and dryer! The other two bedrooms are good-sized and the second bathroom also offers real wood cabinets and granite countertops! The downstairs large entertainment/game room is finished with luxury vinyl plank flooring and stone fireplace! Just add your pool table, poker table, TVs for the football games, and your favorite comfortable couches! But why stay inside when paradise is right in your backyard!! NO HOA = FREEDOM!! Park your boat, your RV or camper, bring your water toys, bring your family and friends, bring your pets, bring it all!! So many amazing memories to be made here!! Come make it your own, decorate it, live here or use it as an incoming-producing rental property! NEW ROOF 2016. NEW DOCK 2016. NEW AC 2019. You have an area to rebuild a boathouse if you want to, as well!! A home RIGHT on the MAIN river doesn't come available very often. . . so come see it today!!
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Our Executive Mortgage Banker:
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$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $1,074 | $1,074 | $1,074 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,452 | $5,317 | $7,128 |
Total Monthly Payment | $6,618 | $6,483 | $8,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.