In the Laconia section of the Bronx, this well-maintained two-family brick home boasts a 3-bedroom, 1. 5 bath duplex over a 1-bedroom, 1 bath unit. It features a welcoming front porch, a rear deck leading to a patio and yard, plus a private driveway and one-car garage. The upper duplex unit includes three bedrooms, two baths, a living room, dining room, and a fully equipped galley kitchen, with a door leading to a rear deck and a landscaped backyard adorned with Lilacs and Hydrangeas creating a serene outdoor retreat for relaxation and entertainment. The lower unit is a modern 1-bedroom apartment with a door to a rear patio under the deck. Additionally, the roof, water heater, and electrical wiring have been updated in recent years. Conveniently located minutes from Bx31, BxM11 bus routes, Gun Hill Road #5 subway, and Williams Bridge Metro-North station, and with easy access to Bronx River and Hutchinson River Parkways, and I-95, the property is close to shops, eateries, and essentials.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $646,400 | $646,400 | $646,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,355 | $5,542 |
Total Monthly Payment | $5,010 | $4,955 | $6,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.