Welcome to this stunning custom brick Colonial nestled in "The Pines" of Smithtown. This exquisite 4-bedroom, 2. 5 bathroom home offers a luxurious living experience with a wealth of interior and exterior features. Upon entering, you are greeted by a vaulted entry foyer and a floating staircase, setting the tone for the elegance that awaits. Porcelain tile floors with porcelain base molding flow throughout the first floor, custom tiered crown molding throughout , and an abundance of windows that flood the space with natural light. The formal living room and dining room provide the perfect setting for entertaining, while the separate level family room and recreation room with a woodburning fireplace offer a cozy retreat. The Cherrywood kitchen is a chef's dream, featuring granite counters, stainless steel appliances, a center island with a wine fridge, and an additional dining area. The primary en suite is a true sanctuary, featuring tray ceilings, a bathroom with a granite Jacuzzi tub, walk-in shower, water closet with bidet and a huge walk-in closet. Three additional bedrooms and a guest bathroom provide ample space for family and guests. The home also boasts hardwood floors, overhead LED lighting, and a full unfinished "walk out" basement framed out and equipped with plumbing, offering endless possibilities for customization. Step outside to discover the impressive exterior features, including a circle driveway, 2-car garage, rear paver patio, and trex deck. The radiant heat throughout the house and 3-zone central air ensure comfort year-round. Conveniently located and built just 7 years ago, this home offers a perfect blend of modern luxury and timeless elegance. Don't miss the opportunity to make this exceptional property your own. Experience the beauty and sophistication of this magnificent home in person!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,079,200 | $1,079,200 | $1,079,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.790% |
Monthly Tax Payment | $2,138 | $2,138 | $2,138 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,557 | $7,090 | $9,475 |
Total Monthly Payment | $8,820 | $9,353 | $11,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.