Leisure Village is a self-managed 55+ active adult gated community located on Long Island, New York in the hamlet of Ridge in Suffolk County, situated in a picturesque, rural, tree lined community with14 miles of roads and 33 miles of sidewalk. There are various restaurants and retail stores nearby, including including large shopping malls. Our beaches on the Long Island Sound and the Atlantic Ocean are both easily accessible and approx. 10 minutes away, as well as nature preserves, parks and hiking trails. ? Leisure Village has indoor and outdoor amenities for the enjoyment of our residents. These include a variety of activities, our large swimming pool has an upper deck that includes barbecues, tables and chairs and also a lower deck with plenty of shaded patio tables, chairs and lounge chairs. We have a bocce ball court, shuffleboard court, and a nine hole-golf course. There are also two ponds for catch and release fishing. Located in the Clubhouse is a large auditorium where many social events are held throughout the year. There is a ceramics room, billiards/card room, lounge, sewing /craft room, library, wood shop, and a fitness center. ? The Recreation office manages all the social activities and events. We also have a social committee comprised of residents who volunteer to chair events and manage clubs. ?
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$398,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,800 | $318,800 | $318,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,175 | $2,119 | $2,688 |
Total Monthly Payment | $2,587 | $2,531 | $3,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.