45 Little Harbor Road, Guilford, CT, 06437 | $2,000,000

A rare opportunity to experience the real essence of tranquility! 45 Little Harbor is beautifully nestled, high & dry in a private enclave on the CT Coastline. This exquisite property is where you set the pace you desire. Whether it's an invigorating Kayak voyage or a leisurely paddle board expedition, Little Harbor lends itself to activities that refresh the mind as well as your physical being. The interior of this home’s square footage main focus is capturing the inspiring views beyond its walls. The kitchen and living area with floor to ceiling sets of glass doors take full advantage of the surrounding scenery & water views while copious amounts of natural light filling the rooms. The welcoming foyer, designated dining area with bay window & office/sitting room(with its own entry)complete the main level. Ascending the stairs and just down the expansive hallway a large rounded window, frames a striking waterview. 3 bedrooms can be found on this level. The primary suite has a 180 degree look at the water plus its own private balcony. Attached to this room is another bedroom that can double as a private office or exercise room. The adjacent bedroom across the hall also has its own balcony and a stellar view of its own. The walk up attic area is ready for finishing and features two dormer windows that also take in the natural water life surroundings. With over a half acre to roam and postcard views, this home is an amazing opportunity. Take hold of the lifestyle you deserve. Availibilty for dingy at dock : $125 Annually Keep Kayak at Beach : $15 Anually

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Upper Level
  • Style: Colonial
  • Year Built: 1989
  • Garage: Driveway,Unpaved
  • Heating: Radiant
  • Cooling: None
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 2,493
  • Acreage: 0.61
  • Est. Taxes: $20,411
  • HOA Fee: $300 Annually
  • Lot Desc: Water View,Level Lot
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: Guilford
  • Appliances: Electric Range,Microwave,Refrigerator,Dishwasher
  • MLS#: 170611296
  • Days on Market: 160 days
  • Website: https://www.raveis.com
    /mls/170611296/45littleharborroad_guilford_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Balcony/Deck15X12Upper
Bedroom 2 16X9Upper
Bedroom 3 15X9Upper
Dining Room Bay/Bow Window,French Doors,Hardwood Floor17X11Main
Kitchen Balcony/Deck,French Doors,Hardwood Floor17X13Main
Living Room Balcony/Deck,Fireplace,French Doors,Hardwood Floor20X15Main
Office 12X9Lower
Primary BR Suite Balcony/Deck,Sliders15X12Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Vicky Welch - Vicky & TeamLuxury Properties Specialist

203.215.4990

Vicky.Welch@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

45 Little Harbor Road, Guilford, CT, 06437

$2,000,000

Vicky Welch - Vicky & Team

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.215.4990

Vicky.Welch@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,600,000 $1,600,000 $1,600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.481% 7.014% 6.915%
Monthly Tax Payment $1,701 $1,701 $1,701
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,851 $10,511 $14,159
Total Monthly Payment $11,677 $12,337 $15,985

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.