This sweet, in-town island home sits on a spacious half-acre lot with a private, end-of-the-street location. Just 2 blocks from the water, this property enjoys easy access to the charming Village of Jamestown, with its marinas, shops and restaurants. The house offers flexible living, with a primary bedroom with full bath, plus two additional bedrooms and a second full bath on the upper level. Also on the upper level is a kitchen with newer appliances, plus a cathedral-ceilinged living and dining room with glass doors that open onto a deck overlooking the sunny yard. The spacious lower level has its own exterior entrance and offers many options, whether as a potential accessory dwelling unit, the ultimate teenager space, or home office. Rooms include a family/recreation room, a bedroom, a full bathroom with a shower, an additional living room with a kitchenette, a laundry room, and a utility/storage room. The quiet and private yard includes a whimsical she-shed and a second storage shed for your beach chairs, bikes and kayaks. Whether fishing or sailing in Narragansett Bay, playing golf at the nearby public course, or strolling along its many beaches, Jamestown offers so many ways to relax and enjoy the best of island living. Connected to the mainland by bridge, it's also an easy commute to Newport, Providence or Boston. (Sale is subject to Sellers finding suitable housing. )
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$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.014% | 6.915% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,556 | $4,861 | $6,548 |
Total Monthly Payment | $5,031 | $5,336 | $7,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.