Welcome to 2024 with an exciting opportunity at this beautifully updated ranch home in Somers, now available at a new, attractive price. The heart of this home is a spacious, sun-lit eat-in kitchen, recently enhanced with chic new butcher block countertops, perfect for both everyday meals and culinary adventures. Recent upgrades include a new roof and an upgraded oil tank, seamlessly blending modern efficiency with the home's classic charm. The thoughtful layout features two cozy bedrooms on the main floor and two additional bedrooms in the finished basement, each level complete with its own full bathroom, offering comfort and convenience for all. Step outside to the expansive deck, an ideal space for relaxation or entertaining, set against the backdrop of a meticulously maintained yard. The efficient wood-burning stove ensures cozy and cost-effective warmth throughout the winter months. More than just a house, this move-in-ready home is a canvas for new beginnings and cherished memories in 2024. It's the perfect setting for starting your next chapter in the new year.
Type | Level |
---|---|
Bedroom 1 | Lower |
Bedroom 2 | Lower |
Eat-In Kitchen | Main |
Full Bath | Main |
Full Bath | Lower |
Library | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,489 | $1,921 |
Total Monthly Payment | $1,900 | $1,861 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.