Welcome to this stunning real estate property located in Poughquag, NY. Situated on a spacious 1. 2-acre lot on a quiet circle dead-end street, this home offers privacy and tranquility. The first floor boasts a well-designed layout, featuring a custom kitchen with stainless steel appliances, perfect for culinary enthusiasts. The family room, complete with a sliding door leading to the patio, provides a cozy space for relaxation. Additionally, there is a spacious living room and a formal dining room, ideal for hosting formal gatherings. Moving upstairs, you'll find three generously sized bedrooms and an additional office space. The primary bedroom impresses with cathedral ceilings and offers a custom-built standing shower and a large closet, adding a touch of luxury to your everyday routine. One of the highlights of this property is the fully finished basement on the ground floor, complete with a private full bathroom. This versatile space can be transformed into a home theater or a gaming area, catering to your entertainment needs. Step outside and be greeted by the expansive fenced yard, perfect for outdoor activities. Enjoy the saltwater pool and hot tub, creating a resort-like atmosphere in your own backyard. There is also a playground for kids, providing endless fun and enjoyment. This property offers convenient amenities, including a two-car garage and a shed for tools, ensuring ample storage space. A brand new roof with a 50-year warranty was installed in 2022, providing peace of mind for years to come. Additionally, the solar panels are easily transferable to the next homeowner, offering energy-efficient benefits. Don't miss the opportunity to make this exquisite property your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $1,030 | $1,030 | $1,030 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,384 | $3,342 | $4,287 |
Total Monthly Payment | $4,506 | $4,464 | $5,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.