Happy Holidays! PRICE ADJUSTMENT-Step into history with this meticulously rennovated 1800s colonial gem! The inviting farmers porch welcomes you to a single-family haven boasting a first-floor bedroom, preserving both charm and convenience. Revel in the warmth of all hard surface floors seamlessly blending the old-world ambiance with modern comfort. . The heart of the home is a chef's dream kitchen, with deck off the kitchen- a perfect spot for outdoor barbeques this spring! The open floor plan enhances the sense of space and flow, creating an ideal environment for gatherings and entertaining. Situated on a corner lot, the property maximizes outdoor space with a nice size deck and a low-maintenance yard, allowing you to enjoy the tranquility of your surroundings without the hassle of extensive upkeep. Convenient for commuters too- 15 min to Providence, 45 min to an hour to Boston, Newport, and the South County Beaches. Several updates to heating, plumbing, electrical, full insulation and more. Some photos are enhanced with virtual staging so you can visualize furniture placement etc. .
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,572 |
Total Monthly Payment | $2,422 | $2,369 | $2,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.