523 Bumps River Road, Barnstable, MA, 02655 | $1,100,000

Privacy and serenity abound in this charming property located in highly desirable Osterville Village. This Cape Style Home set on 2. 6 acres has deeded access to Micah's Pond, perfect for swimming, sailing, kayaking etc. . . The living room with cathedral beam ceiling and wood burning fireplace creates a warm inviting atmosphere. Enjoy scenic pond views from the open updated eat-in kitchen with access to a private deck. There is also a dining room, primary bedroom and an additional bedroom on the first floor. The second floor consists of another primary bedroom, private bath and walk-in closet. Additionally, there is. a detached 3 season cottage with full bath, heat and air conditioning perfect for a home office, studio, etc. . . A detached garage and shed provides ample space for parking and storage. Surrounded by nature this home offers all of the amenities you are looking for while keeping the charm and character of Cape Cod! Close to beaches, shopping, restaurants and all Osterville has to offer!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
  • Style: Cape
  • Year Built: 1979
  • Garage: 1-car Off Street, Stone/Gravel
  • Heating: Hot Water
  • Cooling: Wall Unit(s)
  • Basement: Full, Walk-Out Access, Interior Entry
  • Approx Sq. Feet: 1,759
  • Acreage: 2.68
  • Est. Taxes: $4,784
  • Lot Desc: Conservation Area, Public Tennis, Shopping, Near Golf Course, Major Highway, In Town Location, Gentle Sloping, Views, South of Route 28
  • School District: Barnstable
  • Appliances: Dishwasher, Electric Range, Refrigerator, Water Heater, Electric Water Heater
  • MLS#: 22305116
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /eprop/22305116/523bumpsriverroad_barnstable_ma?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Flooring: Wood11 x 15First
Bedroom 3 Flooring: Wood11 x 15Second
Dining Room Flooring: Wood11 x 15First
Kitchen Countertop(s): Granite,Flooring: Wood,Stove(s): Electric11 x 15First
Living Room Fireplace(s): Wood Burning,Flooring: Wood11 x 15First
Master Bedroom Flooring: Wood11 x 15First

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

523 Bumps River Road, Barnstable, MA, 02655

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.481% 6.898% 6.915%
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,418 $5,781 $7,787
Total Monthly Payment $5,942 $6,305 $8,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.