Just Reduced!! Welcome to this classic, vintage colonial in Watertown's desirable, historic Taft School area. Upon entering the home its charm, character, detail and craftmanship will impress you! The main level features a remodeled kitchen with a farmhouse sink, tile backsplash, island, pantry, coffee bar and stainless steel appliances, adding a bit of modern flair to the home. Adjacent to the kitchen there is a remodeled mud room/laundry area and half bath. The dining room boasts crown molding, wainscoting, trim accented ceiling and French doors to the stately foyer with ceramic tile and a grand staircase. The combination family room and living room features a fireplace, wainscoting, and French doors to a heated sunporch. Throughout the home you will see gleaming wood floors and accents. The second floor features the primary bedroom with French doors to a small private deck, the full bathroom and two bedrooms. The third floor contains the fourth bedroom and the attic. Outside, there is a classic red barn with a two car garage and a loft area above which can be utilized for a variety of purposes! There is a stone patio and a large yard with plenty of room to enjoy the outdoors. The exterior of the home and barn are in need of painting and minor repair and the home is priced accordingly. With some TLC it can be restored to its glory days! The home is located close to the quaint downtown with its fabulous shops and dining! A must see! Sale is contingent upon owner finding suitable housing (actively looking). Property is sold as is - inspections for informational purposes only. We do have paint quotes from local painters if desired - please let me know! Please include As-Is Rider with any offer. Home will not qualify for government loans due to peeling exterior paint.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Bedroom 2 | On 3rd Floor | Upper |
Bedroom 3 | On 3rd Floor | Upper |
Family Room | 9 ft+ Ceilings,Hardwood Floor | Main |
Formal Dining Room | 9 ft+ Ceilings,French Doors,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Half Bath | Remodeled | Main |
Kitchen | Remodeled,9 ft+ Ceilings,Island,Pantry,Vinyl Floor | Main |
Living Room | 9 ft+ Ceilings,Fireplace,French Doors,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Balcony/Deck,Ceiling Fan,Hardwood Floor | Upper |
Sun Room | Built-Ins,Ceiling Fan,French Doors,Slate Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $555 | $555 | $555 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,020 | $2,563 |
Total Monthly Payment | $2,703 | $2,650 | $3,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.