Gorgeous Westerly home will be your pride and joy. Recently painted Victorian on a corner lot with a new vinyl fence will check off all your boxes. 2 car garage with driveway parking for 4 cars. The covered front porch is the perfect place to sit and watch the world go by and opens to the front foyer that welcomes both the1st and 2nd floor units. Each unit has 2 bedrooms, spacious living and dining rooms, with an added bonus of an office/den that could be used as a 3rd guest bedroom. hardwood floors, ornate crown moldings and ceiling light medallions, wall light sconces, built in china hutch with glass doors and built in bookcases. Both bathrooms have beautiful era white and black tiles with tubs. Each unit has glass French doors that lead to private side porch. There are already separate furnaces, hot water tanks and electric services for each unit. The back staircase that is for all 4 floors gives walkup access to the attic that is finished to make another stand alone living area. The full partial finished basement can be completed to accommodate another living space. Current zoning is single family, seller to provide 2 family zoning prior to closing. First unit will be delivered vacant at closing, 2nd floor unit has a great renter at $1, 750 per month with month to month.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,976 |
Total Monthly Payment | $3,534 | $3,492 | $4,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.