NEW PRICE ALERT! DON'T MISS OUT ON THIS INCREDIBLE VALUE! MOVE-IN READY, MAINTENANCE FREE, CORNER 2/2 CONDO UNIT IN DESIRABLE ITOPIA, a gated community of private residences nestled in the heart of St. Petersburg w/ NO AGE RESTRICTIONS. AVAILABLE FULLY FURNISHED AT BUYER'S CHOICE. NEW ROOF 2022, newer AC (2019), w/ guest parking & 1 assigned parking space in front, this condo offers effortless enjoyment of Florida. A tastefully decorated living space w/ cathedral ceiling & wood-burning fireplace has been thoughtfully curated to provide a cozy & enchanting atmosphere. Included is an extra large wall-to-wall sectional, glass coffee table, 60-inch TV on shelved furniture, floor lamp, 7-foot palm tree & other decor. In this split layout, both bedrooms are spacious & inviting w/ ensuite bathrooms, offering the perfect retreat for comfort & relaxation. BR 1 includes a brand new king-size memory foam bed w/ tufted headboard, two solid oak dressers, two-night stands, remote control ceiling fan/light & large wall-mounted flat-screen TV. BR 2 has queen bed w/ padded studded headboard, two matching studded decorative chairs, solid wood bureau & matching nightstand, remote control ceiling fan/light, office area w/ desk & chair, large wall mounted flat screen TV, table under TV w/ drawers & shelf, floor lamp, an extra bureau in the closet. The bathrooms both have new flooring, new lighting & new faucet fixtures, featuring single vanity countertops & shower/tub combos, w/ each bedroom providing a walk-in closet w/ shelving. The kitchen offers plenty of ceiling high, oak cabinetry & countertop space, w/ stainless steel appliances, double sink w/ Moen faucet, garbage disposal & adjacent laundry/pantry closet w/ shelving. The dining area is gracious w/ round glass table w/ wrought iron base, 4 padded matching dining chairs, small table w/ drawers to display drink glassware & bottles. A freshly painted open balcony provides a restful spot for a morning cup of coffee or an evening glass of wine while watching wildlife on the adjacent pond which has been freshly painted. Porch furniture is included as well as two extra tall stools in lockable storage closet offering two addt'l cabinets for item storage. Beach chairs, umbrellas, float, paint supplies & any other items available can be left in closet for your convenience. The community amenities are endless: Courtesy Guard, Security Cameras, Two Outdoor Heated Pools, Two Outdoor Hot Tubs, Indoor Sauna, Fitness Center w/ Plasma TV’s, Theater Room, Clubhouse Area, Business Center w/ High-Speed Internet & Print, Copy, Scan & Fax Access, Tennis Courts, Racquetball Courts/Basketball Half Court, Beach Volleyball Court, Dog Park, Car Wash, Door-to-Door Trash Pick-Up, Basic Internet & Cable. Convenience is key & this condo offers just that. Located close to downtown St Petersburg OR Tampa, you’re a short drive away from thriving cultural scenes, exquisite dining options & vibrant nightlife as well as 2 major airports for easy access. Infamous beaches are also within easy reach, making it a perfect home for those seeking both city life and coastal tranquility. If you’re looking for an affordable, move-in-ready home in a neighborhood where all you have to do is enjoy the Florida lifestyle & embrace the best of St. Petersburg, look no further than this fully furnished haven. Primary residence, Downsizing, 2nd Florida home closer to the beach or Out-of-state 2nd home Buyers - Your “Itopia” awaits!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $171,920 | $171,920 | $171,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,173 | $1,143 | $1,474 |
Total Monthly Payment | $1,448 | $1,418 | $1,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.