Country living on a quiet road with views of open farmland, is what you'll get with this well maintained three bedroom two bath 1688 square foot ranch. As you come down the paved driveway, you'll find a plush lawn, mature perennial landscaping, a picket fence, and stone walkways leading to the house. Enter through the garden room, featuring French doors, a ceramic tile floor, vaulted ceiling, and skylights. The French door opens to an outside stone covered, fenced in sitting area that is surrounded by gardens and shaded by an awning. The garden room leads to a spacious living room with red oak floors, a large bay window and a cast iron wood stove. The well-designed kitchen is equipped with Shaker style, DeWils custom cabinets, a quartz counter top, and travertine tile floor. The kitchen island opens to a large dining room with red oak floors. Open the French doors to a three season room with a laid stone floor, wall to wall windows, and protective shades. The master bedroom is spacious, bright, and includes an ensuite bathroom with skylight. Adjacent to the remaining two bedrooms, is a tiled bathroom with a garden tub and separate shower. Enjoy the central air on hot days and the Bedarus oil hot water heating system on the cold days. Your home is protected by a fully integrated, Generac home generator system. The full basement includes a cedar hot stone sauna, large workbench, ample storage shelving, and epoxy covered floors. Adjacent to the house is a heated two car garage with a work bench, storage, and plenty of space to putter. It boasts an epoxy floor along with spiral stairs leading up to a finished loft suitable for a work from home office. Read a book on the front porch overlooking more perennial gardens, a rich green lawn and open farm space. With the Hudson River just minutes away, you'll often catch a glimpse of a Bald eagle. In the rear of the house, relax under the arbor as you view the 16x36 pool surrounded by perennials, stone walls, laid stone ground cover, and koi pond. Farther back is a barn with loft space, electricity, and water. To the side of the barn, is a smaller barn with a fenced in area for chickens/animals. The back of the property borders land with a conservation easement. This exceptional home combines privacy with convenient access to Kinderhook, Chatham, Hudson, Albany, Berkshires, NYC, and Boston.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,390 | $4,315 |
Total Monthly Payment | $3,525 | $3,482 | $4,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.