Just reduced! A 2BR on the island under $400, 000 will go fast! A true Gulf to Bay community on Anna Maria Island, this 2BR/1BA upstairs condo has peaks of the gulf and the bay from the enclosed porch. JUST IN! Imperial House is no longer age-restricted! ANY AGE WELCOME! They voted it out at the annual meeting Jan. 15th. This is the gulf front building, so just across the street is your own beach access. A clubhouse and heated pool are in the center of the 4 buildings and a bay side patio and private fishing pier (with fish cleaning station) on the Intracoastal Waterway in the back. This condo has tile in kitchen, dining room and baths, nice carpet in the living room, laminate floors in the bedrooms. A wall has been removed to open the kitchen to the dining room. Living room opens to the enclosed lanai. This home has been well maintained. . . AC replaced in 2007, water heater in 2015. New sofa and chair (Cindy Crawford) in 2022 with washable covers (also extra brand new covers for the sofa), leather chair in 2017. Condo is offered turnkey furnished. Roof is about 4-5 years old. Impact windows on the south facing windows. The layout really makes it look like larger square footage. Some owners have added a half or full bath in one of the bedrooms. The community recently replaced the fishing pier and seawall. Sewer also replaced. You will enjoy spending time with friends at the pool, dinners at the clubhouse, happy hour at the bay side patio or visiting with friends at sunset across the street. Plus there are gift shops and restaurants nearby and a short stroll to everything Bridge St. has to offer. Come join the fun!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $347 | $347 | $347 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,151 | $2,759 |
Total Monthly Payment | $2,600 | $2,573 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.