HUGE REDUCTION!! BEACH LIFE IN THE HEART OF INDIAN ROCKS BEACH! Follow me to the Gables… an intimate building with only 21 units on the stunning Gulf of Mexico! This end/corner unit boasts 1600 sf of spacious living with additional windows to bring in the Florida sun. With a coveted westerly view for optimal sunsets, this extra large 2 bedroom 2 bath condo features an oversized kitchen plus an additional den/office space. Kitchen has abundant cabinetry and storage, a large laundry closet PLUS a breakfast nook for morning coffees. The combo living and dining area has plenty of space for family gatherings, accented by a wood burning fireplace along with a flexible office or extra sleeping space. The master bedroom includes an ensuite bath with both tub and separate shower along with a walk in closet. All floors are attractively engineered wood that gleams with character. The Gables prime location offers convenient access to groceries, dining, pet park and of course THE BEACH! Make this condo a priority to see, they don't come up that often.
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,692 |
Total Monthly Payment | $4,580 | $4,482 | $5,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.