This lovely abode in the heart of Crystal River offers a harmonious blend of comfort and style! Notable updates include a 2022 re-roof and a 2021 water heater replacement, ensuring peace of mind for years to come. As you approach, the charming screened front porch beckons you to unwind with a glass of sweet tea and embrace the tranquility of a neighborhood with no HOA. Step inside to discover beautifully upgraded luxury vinyl plank flooring that graces the living room and 3 bedrooms. Entertain effortlessly in the flexible living space, featuring a spacious living room and a huge great room with tiled flooring for easy maintenance. Whether you’re hosting a family get-together or all of your friends for game day, you’ll have all the room you need! The enclosed Florida room not only expands this space, but adds a ton of natural light through the large windows. Even the kitchen is generously sized with abundant cabinets, ample counter space, and a convenient breakfast bar. It flows seamlessly into an enormous indoor utility room, providing both practicality and storage solutions, complete with a built-in desk and laundry sink. Thanks to a split-bedroom floor plan, the primary bedroom is a private sanctuary adorned with a beamed ceiling. The ensuite bathroom features a jetted tub and access to the back deck. The additional 3 sizable bedrooms are quite versatile; one even boasts dual closets. A well-appointed guest bathroom serves these bedrooms, ensuring convenience for family and guests alike. Outdoors, the screened-enclosed wooden back deck is the perfect spot for sipping a cup of coffee or a glass of wine while overlooking the fenced backyard. Additional storage needs are met with a shed, while the extra wide driveway and single-car carport offer parking solutions for 3 to 4 vehicles. But undoubtedly, one of the best parts about this home is its amazing location! Crystal River, the manatee capital of the world, is known for its spring-fed rivers, plentiful fishing, stunning forests, and amazing restaurants. In fact, the famous Three Sisters Springs is less than 3 miles away, where you can enjoy a stroll on the boardwalk, excellent birding, and guided walking tours during manatee season. Nearby Hunter Springs Park offers stunning views, swimming, a small craft launch, and water access to the swimming area of Three Sisters Springs. And since you’re so close to the downtown area, you can stop in at one of the popular restaurants, like The Boil Yard, Cedar River Seafood, Cajun Jimmy's Seafood Seller & Cafe, or Kelly’s Half-Shell Pub. You’re situated just off SR 44 (Gulf to Lake Highway) and US-98, so you can easily traverse to Lecanto, Inverness, Cedar Key, Homosassa, Spring Hill, and Clearwater. Here’s an irresistible opportunity to call this your very own “home, sweet home” - don’t miss it!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,488 | $1,920 |
Total Monthly Payment | $1,887 | $1,847 | $2,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.