PRICE IMPROVENT- MOVE IN READY. Modern Comfort meets Scenic tranquility in this brand-new cape-style construction. A perfect blend of style and functionality, boasting 3 bedrooms and 3 bathrooms across its spacious 2136 square feet. Aesthetic appeal is enhanced by your water and mountain views. Shared beach rights allow for water access to enjoy fishing, swimming and boating adventures. As you arrive a paved driveway leads you to the 2-car attached garage, providing both convenience and additional storage space. Inside the first-floor primary bedroom suite features a walk-in closet, double vanity sink and walk in shower. Large second floor bedrooms are spaciously designed and coupled with an additional full bathroom. Main living area flows easily from the Kitchen/dining to the large living room, both sharing water and mountain views as a backdrop. The home offers efficiency with direct entry off of the garage, additional first floor bedroom/den space, and first-floor main full bath with laundry. Stay comfortable year round, with spray foam insulated walls on the second floor and central air conditioning in the warmer months. Practicality meets novelty with city water and a pipe and stone 1250-gallon septic system. Whether you are entertaining or simply relaxing, enjoy the natural beauty in this private oasis.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,233 | $4,148 |
Total Monthly Payment | $3,366 | $3,325 | $4,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.