ASSUMABLE VA LOAN AT 2. 75 INTEREST RATE! SEE ATTACHMENTS FOR MORE DETAILS! +++++++++++++++++++++Welcome to this breathtaking Georgian Colonial masterpiece located in Tampa Bay's highly sought-after premier neighborhood, The Reserve at Tampa Palms. Nestled on a sprawling 1/2+ acre estate, this 2-story home boasts 5 bedrooms, 4 full baths, and 2 half baths, offering a luxurious and spacious living experience. As you enter through the gated entrance, you'll immediately feel the sense of security provided by the community's dedicated 24-hour security staff. The home's classical symmetrical exterior design showcases its Georgian charm, featuring a custom-built, sturdy construction with concrete block and brick. The picturesque front entrance is enhanced by beautiful fountain gardens, formal hedges with uplighting, holly bushes, and a semi-circular front driveway, along with a side-entry garage that complements the property's curb appeal. Stepping through the front door, you are greeted by soaring ceilings, a grand central staircase and an elegant chandelier in the open foyer, setting the tone for the home's sophisticated interior. The Formal Living and Dining Rooms are adorned with traditional detailing, including a dual-sided gas fireplace with custom wood mantel, gorgeous 7-inch trim & base molding, and surround sound to enhance the ambiance. The large Family Room boasts generous windows, built-in bookshelves, and French doors that lead to a screened paved patio. The Family Room seamlessly flows into an open and spacious kitchen, featuring 42" white raised panel cabinetry with ample storage, corian counter tops, a pass-thru sliding window to the outdoor summer kitchen, an island workstation with sink and additional garbage disposal, and an expansive walk-in pantry for all your culinary needs. Live the Florida lifestyle where you can relax and enjoy the pool and full bath while being surrounded by a beautifully landscaped backyard. Recent upgrades include a new roof, pool screens and sprinkler system in 2017, ensuring a well-maintained outdoor oasis for your enjoyment. On the main floor, you'll find the Owner's Retreat, a sanctuary of tranquility with an en suite bathroom. The master bathroom provides two console vanities, a walk-in shower with a bench, a garden tub, and two spacious walk-in closets. The home also offers an impressive Library/Study with custom bookcases and a cozy marble gas fireplace, providing the perfect space for intellectual pursuits and relaxation. The second level boasts four generously sized bedrooms with 9' ceilings, offering versatility for various uses, such as a craft, yoga, or game room. For added convenience, a hidden dual access laundry chute eliminates the need for multiple trips to the laundry room. Throughout the home, you'll find an elegant yet comfortable and inviting charm, with exquisite detailing that enhances the overall ambiance. Welcome to your new home, where luxury, comfort, and style converge to create an exceptional living experience in Tampa Bay's most prestigious neighborhood, The Reserve at Tampa Palms!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,929 | $5,855 | $7,848 |
Total Monthly Payment | $6,252 | $6,178 | $8,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.