Discover 4089 Old Post Road in the heart of Charlestown's Traditional Village District with this well-maintained Ranch Home. Tucked away from the road, the home spans over 1400 sq ft, 2 bedrooms, a welcoming living room, and a spacious eat-in kitchen complete with a walk-in pantry. Customize the 15'-foot x 25' office space to suit your professional or creative needs. The expansive 1040 sq ft basement is the ideal canvas for additional storage or personalized living space. Step outside to a large front yard and a sun-drenched back yard, ideal for gardening. Multiple sheds organize all your gardening & lawn equipment, maintaining a clutter-free outdoor space. Proximity is key, with shops, restaurants, markets, and banking just steps away, integrating you into the vibrant community. Nature awaits with a short drive to Ninigret Pond and the beautiful Charlestown Beaches. The Traditional Village District allows for various uses, fostering entrepreneurial ventures or a dynamic mixed-use lifestyle. For added peace of mind, this home boasts a new whole-house Generac generator and a two-year-old furnace, ensuring comfort and reliability in any season. Additionally, a large outbuilding with a concrete foundation awaits your entrepreneurial spirit, providing an excellent opportunity for a home business or any creative endeavor. This property is not just a residence but a canvas for the lifestyle you've been envisioning, offering comfort, convenience, and boundless potential.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,051 | $2,972 | $3,771 |
Total Monthly Payment | $3,272 | $3,193 | $3,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.