Discover a realm where modern elegance seamlessly intertwines with innovative design in this exceptional new construction home. Not your typical bi-level ranch. With 4 bedrooms and 3 baths, this home redefines luxurious living through its contemporary aesthetics and thoughtful amenities. Experience personalized climate control like never before, as each room features an individual heat pump providing heating, air conditioning, and dehumidification. Harness the power of technology with three Wi-Fi-controlled units, allowing effortless regulation of the environment from your phone. The primary bedroom stands like a true sanctuary, boasting an ensuite bath with heated floors and a double shower. Immerse yourself in a space that radiates opulence and comfort. this home invites you through a grand foyer into an open floor plan seamlessly merging the living, dining, and kitchen areas. Natural light floods the space, creating an inviting ambiance throughout. The kitchen serves as the heart of the home, a culinary masterpiece adorned with granite countertops and equipped with sleek black stainless-steel appliances. The breakfast nook serves both functional and entertainment purposes, offering a central point for gatherings. Delight in the distinctive features that set this home apart - hardwood floors infusing warmth and character, recessed lighting casting an elegant glow, and granite countertops combining style with durability. Embrace modern living with heat pumps in every room, ensuring personalized climate control and energy efficiency which you can regulate some lights, temperatures and garage doors from your phone through Wi-Fi. For added convenience, the lower-level bath is wheelchair accessible, and a 2-car attached garage completes this exceptional residence. Nestled on a serene cul-de-sac and occupying a generous 1. 12-acre lot. Approximately seven minutes from the Metro-North Harlem line and convenient to Route 22.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,540 | $3,470 | $4,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.