SELLER OFFERING $2, 500 TOWARDS BUYER'S CLOSING COSTS WITH ACCEPTABLE OFFER. Well maintained, Oxford floor plan with 4 bedrooms, plus a Home Office, 3 baths and 3 car garage has almost 3100 HTD SF and features a spacious gathering area with the family room opening to the large kitchen and casual dining area. The stacked stone facade gives an elegant feel to this lovely home that has NEW Luxury Vinyl flooring in main suite, Granite counters and Bronze plumbing & lighting fixtures. You will be proud to invite your guests through the Glass entry door, into the lovely foyer with tray ceiling and archways on either side to formal dining room and living room, with easy care tile floors. As you walk down the entry hall, there are multiple coat/storage closets before entering the gathering area where you will be living comfortably with endless possibilities. The spacious family room with triple sliders is open to your dream kitchen that features staggered wood cabinets with crown molding, backsplash, generous breakfast bar large enough for 4-5 bar stools and plenty of counter space for preparing and serving. The natural gas range and stainless appliances will help make cooking a breeze and you will love the huge Walk in Pantry! The kitchen features a dinette area & a view thru sliders to the screen lanai and partially fenced backyard, great for pets or play. The Home Office/Den off the family room, is great for working from home with privacy or can be used as a playroom or even a 5th bedroom, just add the closet. The spacious main bedroom has a large tray ceiling with fan, Luxury Vinyl flooring, a huge walk-in closet and an en-suite bathroom with split vanities, make-up area, glass enclosed tiled shower with bronze enclosure and a deep soaking tub. On the other side of the home there are 3 bedrooms and 2 bathrooms, one being a Jack and Jill bath that has a separate room for the tub/shower & double vanity. Could easily be used as In-law area giving one of the rooms as their living space. Bedrooms are all large enough for queen size beds & one has a king size bed in it! Perfect for FL living this home features only carpeting in 3 of the bedrooms & den, all the rest having hard surface flooring, making cleaning a breeze and great for pets & allergies. The guest wing has a French door to access the screen lanai. Laundry Room features storage closet, washer and dryer. Garage has epoxy floor coating, pull-down attic stairs & 2-garage door openers. Walk to amenities in Victoria Trails. HOA fee includes CABLE, HI-SPEED INTERNET, IRRIGATION, SOCIAL ACTIVITIES and USE OF 2-POOLS, 2-FITNESS CENTERS, TENNIS/PICKLEBALL courts, Playgrounds, Trails & clubhouse. Golf at Victoria Hills Golf Club with 18-hole course and Sparrow's Grille. Village Center features restaurants, boutiques, wine bar, ice cream shop, salons, bank and Advent Health Medical Park. Located 1 mile to I-4, Publix, 5 miles-Downtown Deland (America's #1 Mainstreet) & Stetson University, 20 mins-Lake Mary or Daytona & 2 Malls, 25 mins-Beach, 45 mins Orlando & 1 hr-Disney. Walk to Elementary School adjacent to subdivision. This home may be under audio/video surveillance.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,040 | $439,040 | $439,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $2,918 | $3,703 |
Total Monthly Payment | $3,459 | $3,382 | $4,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.