MIRABAY - 2020 PARK SQUARE HOMES IBIS LIKE NEW WITH UPGRADES! Your perfect home is located in the highly desirable master-planned community of MiraBay. This nearly new home is move-in ready with a fantastic floor plan and great flow. Bright and spacious, this 3 bedroom + office, 2 bath, 1, 982 sq. ft. home with 2 car garage, was built for family fun and entertaining. Upon entering this beautiful home, your eyes are drawn to the high ceilings, 8 ft doors, and an abundance of natural light that accentuates the family room, dining area, and kitchen. The Chef's kitchen is the nucleus of this beautiful home. This gourmet kitchen features high-end stainless steel appliances, double ovens, a breakfast bar, 42" white shaker cabinets with under-cabinet lighting, high-end granite countertops, a beautiful turquoise-colored backsplash, farm sink, pendant lighting, and a pantry. The dining area perfectly complements the well-designed kitchen. There is a large den that is perfectly suited for a home office. The Master Retreat is spacious with a high tray ceiling, and plenty of natural light, and will comfortably fit a king-sized bedroom set. The Master Retreat features a large walk-in closet and an appointed en-suite featuring quartz countertops, dual vanities, grey cabinets, a walk-in shower, and a private water closet. The secondary bedrooms offer generous accommodations and share a full bathroom with a single vanity, quartz countertop, and a tub/shower combo. Off of the dining area, there is a large screened lanai, and toward the back of the home, a very functional laundry room. LAWN MAINTENANCE, WATER & IRRIGATION ARE INCLUDED in the HOA Fee. MiraBay is a GATED GOLF CART COMMUNITY and has some of the finest resort-style amenities available in the Tampa Bay area. Residents have access to an array of active and leisure activities: a heated resort-style pool with a waterslide, a full fitness center with a large aerobics studio, spa treatment rooms, multi-purpose room, restaurant, tackle shop, tennis, pickle ball, basketball, sand volleyball, pet park, playground, boat ramp and free use of water toys in the huge lagoon area. MiraBay is situated amidst the sparkling waters of Tampa Bay, and among the scenery of the 1, 300-acre Wolf Branch Creek Nature Preserve which is located just one block away. The unique combination of coastal architecture, low-maintenance homes, desirable amenities, and a socially active lifestyle make this community very appealing. MiraBay is also conveniently located close to schools, restaurants, shopping, recreation, and entertainment. It is minutes to I-75, US Hwy 301, and US Hwy 41. Bradenton, Sarasota, St. Petersburg, Gulf Beaches, I-275, Downtown Tampa, USF, Port Tampa Bay, and Macdill AFB are all a short drive away. This home will not last, come make this your forever home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,101 | $2,674 |
Total Monthly Payment | $2,593 | $2,566 | $3,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.