A tropical paradise awaits you! This perfect home is located in the desirable neighborhood of Harbor Heights. The 10, 000 SF yard is fully fenced, a sliding gate for the driveway provides for a fully enclosed yard and can accommodate your boat, kayaks, camper or RV. There are many mature, miniature tropical fruit trees and plants throughout the back and side yards- lots of fresh fruit in season! There have been many improvements and remodeling done recently for added peace of mind and pleasure of living. In 2017 the fruit trees were planted and a new fence installed, 2019 a new hot water heater was installed and the septic and drain field were replaced, 2020 a new AC system was installed and the garden well pump was replaced, the washer and dryer were new in 2021, a new shingle roof was installed in 2022. The flooring was updated with new Spanish tile in 2021, the kitchen features a contemporary tile backsplash and the interior of the home was painted and new baseboard installed. The master bath was remodeled in 2023 and features a stunning vessel sink, new toilet and a showstopper shower panel with multiple jets, a handheld shower wand, luxury tile and shampoo niche. The master suite is a mini spa with the new bathroom, tile floors, slider to back yard and a chandelier! There is even a chandelier in the walk-in closet! The sliders were replaced with energy efficient units in 2023. The back yard features a concrete slab to enjoy the fruiting and flowering plantings and can be enclosed for a year-round outdoor space in addition to the large front lanai. The floor plan is open, a great place for dining, watching TV and relaxing. Punta Gorda and the county have many public boat ramps and parks and one is a short drive from this home. The remodeled 12 acre Harbor Heights Park maintained by Charlotte County, providing a public boat ramp, day docks, playground, pavilion and barbecue areas, basketball, shuffleboard, lighted tennis/pickle ball courts, horseshoes, and a butterfly garden. Boat ramp provides access to the Peace River, the Blueway trails, Charlotte Harbor and the Gulf of Mexico. Just a short drive to the Punta Gorda Airport (PGD). Golf, schools, medical, churches and shopping are all nearby. A short distance to I-75 at exit 167 affords easy access to historic downtown Punta Gorda/Fort Myers/Naples to the south and North Port/Venice/Sarasota to the north.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,303 | $1,681 |
Total Monthly Payment | $1,550 | $1,516 | $1,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.