Exciting news for future homeowners! There's potential for land division on this property; expedited approval is anticipated within 3 to 4 months, as confirmed by the expediter. Please avail yourself of this opportunity and customize the land to fit your needs. Welcome to your newly renovated and incredibly cozy home!Potential sub-division (check with local township) Convenient location New Pella windows throughout New central air and heating units Fully equipped kitchen Large lot spanning Waverly to Woodland Ave This charming house underwent renovations in 2023, making it an absolute gem. It features two bedrooms, offering comfortable and inviting spaces for you to relax and recharge. The fully equipped bathroom has been meticulously renovated, providing a stylish and functional space for your daily routines. In addition, the house comes with a full basement, offering ample room for storage. With its warm and inviting ambiance, this house exudes a sense of comfort and coziness that will make you feel right at home. Don't miss out on the chance to own this adorable and cozy house that perfectly combines modern upgrades, one full bathroom, and a full basement, with charm.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,163 | $3,093 | $3,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.