This type of property would be ideal for a large family looking for a comfortable and versatile home in a 4-season community with a wide range of recreational opportunities with skiing, golf, hiking, restaurants, vineyard and wedding venues just a short drive away from Windham, Hunter Bear Pen Mt. for the winter enthusiasts , The property boasts five bedrooms, providing ample space for a large family or guests. The main living space has a large open concept design, which can create a spacious and inviting environment and perfect for entertaining: In addition to the open living area, there is a separate family room, providing flexibility for various activities and gatherings. Along with Central Air Primary suite on the first level. Upstairs boasts 2 more bedrooms with a large open hallway for additional living space along with a half bath and large closet : The property has an unfinished walkout basement, which can be customized to your liking, potentially adding extra living space with a wood burning stove. Also features luxury vinyl wood floors in living area adding a touch of elegance and durability to the interior with just the right amount of country flair with the large stone fireplace with the added convenience of central air conditioning for those warmer months. Nestled in on 5+ acres and the perfect place to Quad and snowmobile . added bonus with a large container for all the toys. This property is located in Ashland (not Prattsville as Zillow states) and minutes to Windham
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,503 | $4,494 |
Total Monthly Payment | $3,639 | $3,595 | $4,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.