Live the island dream! Water views and a private boat slip are the main features in this freshly updated 2-bedroom + loft, 2. 5-bathroom townhouse. Experience the epitome of Florida living in this home perfectly nestled in a vibrant waterfront pet-friendly community. As you ascend the contrasted espresso wood stairs, you're welcomed into the living room, where sunset water views, a wood-burning fireplace, convenient luxury vinyl flooring, and an open floor plan seamlessly connect to the dining room and kitchen. The main living floor is flooded with light. It features two balconies, providing perfect spots for relaxation with sunrise coffee or sunset drinks, whether in the kitchen or living room, with easy access to the downstairs area and nearby pool. The kitchen is a gourmet's dream with rich espresso cabinets, exquisite white quartz countertops, and a spacious island for culinary enthusiasts. Brand-new upscale appliances complement the contemporary design, while a barn door pantry and discreet laundry closet add convenience. A powder room completes this level. Upstairs, the primary suite offers a generous high-ceiling retreat with its own balcony boasting sunset views. The oversized bathroom is tastefully updated. Ascend another set of stairs to discover a loft, currently a fitness room, but easily convertible for office or other needs. Fantastic walk-in closet. On the opposite side, the second-bedroom suite enjoys its balcony with northeast exposure, perfect for morning sunlight. Guests will relish the privacy of this balcony. The freshly updated guest bathroom exudes elegance and style.
The garage accommodates two tandem cars and features a sliding door providing access to the rear porch and grill area. A short stroll leads to one of three community pools and your private boat slip. This versatile space can also serve as an overflow guest area or workshop, complete with the convenience of a quiet split AC unit. The garage floor showcases a stunning epoxy sealife design that adds a unique touch. Your boat slip, initially 14 x 40’ ( with potential for expansion ), comes complete with a state-of-the-art 10K Deco boat lift installed in 2022, ensuring effortless access to your boat just steps from your property.
This exceptional offering is situated in a 24/7 guard gated community featuring a clubhouse with a kitchen, library, fitness room, three heated pools ( heated or chilled), tennis courts, and a marina area to serve the community. This community is on top of its Milestone Inspection with no concerns, and the current condo fee reflects the latest updates.
Enjoy walking distance to restaurants, a bike trail, and a beautiful new bridge ideal for walking or bike rides. Plus, you're just a short drive away from the pristine beaches Florida is known for and a mere 10 minutes from the bustling downtown of St. Petersburg.
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Our Executive Mortgage Banker:
Our Insurance Division:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $616 | $616 | $616 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,612 | $4,497 | $6,029 |
Total Monthly Payment | $5,320 | $5,205 | $6,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.