spacious mobile home, with 3 bedrooms and 2 full baths, nice large Kit with many cabinets and breakfast bar, all appliances are staying. Laundry room includes washer and dryer and has access to back deck. There is a garden style tub in the primary bathroom with French style doors to bedroom. Living room has a wood burning fireplace. Unit being sold in "as seen as is". Unit needs interior work done. Flooring needs to be replaced, there is some new flooring materials available in shed that will stay with property. wall board in some areas needs replacement, some interior doors and frames need to be replaced, needs cleaning and paint. The exterior skirting around unit needs to be repaired. Being sold as an estate sale, sellers do not want to do any repairs. With a little elbow grease and some repairs this will make a really nice home. Located in a Co-Op that is centrally located with all that the Lakes Region has to offer. Buyers need to apply and be accepted into the co-op prior to closing. Power and heat are on, the water is not.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $71,920 | $71,920 | $71,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $485 | $478 | $622 |
Total Monthly Payment | $626 | $619 | $763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.