22 Spinaker CIRCLE, Palm Coast, FL, 32137 | $295,000

Huge price improvement!!! Seller is motivated!! Welcome to the epitome of coastal living in the prestgious Yacht Harbor Village, an exclusive gated community nestled in the heart of Palm Coast, FL located between St. Augustine and Daytona Beach. This vacant waterfront lot offers a once-in-a-lifetime opportunity to build the home of your dreams in a setting that combines luxury, security, and unparalleled amenities.

Located on a saltwater canal (Matanzas River) that conveniently connects to the Intracoastal Waterway, this 40 foot by 120-foot lot boasts 4, 688 square feet of prime real estate ready for your creative vision. A floating dock and walkway, valued at approximately $40, 000, have already been thoughtfully added to keep your water toys accessible for all your aquatic adventures. Whether you're a boating enthusiast or simply relish the serene waterfront lifestyle, this lot provides the canvas for your coastal paradise.

One of the standout features of Yacht Harbor Village is its 24-hour security, ensuring peace of mind and privacy for all residents. This gated haven grants you access to an array of exclusive amenities, with the crown jewel being the Yacht Harbor Village marina, which can accommodate your boat and connect you to the open waters of the Intracoastal Waterway and Atlantic Ocean. Enjoy leisurely strolls or golf cart rides along the marina's picturesque promenade and savor the breathtaking sunsets that paint the skies.

But the allure of this community doesn't stop there. Owning the propert gives you the option of a membership to the world renoun Hammock Beach Resort, making you a privileged member of this world-class coastal paradise. Experience true opulence with access to two championship golf courses: The Ocean Course and The Conservatory Course. For those who appreciate the finer points of golfing, you'll find a 9-hole putting course right at your fingertips.

For lovers of the sun and sand, private beach access is yours to relish. Sink your toes into the warm, golden sands of Palm Coast and let the Atlantic Ocean waves serenade you. Then, retreat to the 91, 000-square-foot, five-pool pavilion at Hammock Beach Resort, featuring a water slide, a lazy river, and a rejuvenating spa to soothe your senses.

Active living is a cornerstone of this community, and you can enjoy beach volleyball, an inviting fire pit for gatherings with friends, a fitness club that caters to your wellness goals, and a plethora of fitness classes to keep you in top shape. Unwind and pamper yourself at the on-site day spa, where relaxation is an art form.

Tennis enthusiasts will appreciate the world-class courts at their disposal, and for those who long for adventure, Hammock Beach Resort offers access to a 117' yacht for Intracoastal cruises, making every day a new exploration.

One of the most remarkable features of this property is that you have the freedom to choose your own custom builder, with no mandated build time. This means you can design and create the home you've always envisioned, tailored to your personal taste and preferences.

Features

  • Amenities: Gated, Maintenance, Security
  • Lot Size: 40' x 120'
  • HOA Fee: $502 Quarterly
  • Lot Desc: Buildable, Cleared, Cul-De-Sac, Level, Near Golf Course, Near Marina, Other
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Yes
  • MLS#: V4933058
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /prop/V4933058/22spinakercircle_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/17/2024 5:31:53 AM)
Listing courtesy of COLDWELL BANKER COAST REALTY   Phone: 386-775-3227

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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22 Spinaker CIRCLE, Palm Coast, FL, 32137

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,531 $1,550 $1,976
Total Monthly Payment $1,606 $1,625 $2,051

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.