FRESHLY PAINTED INSIDE, NEW FANS WITH LIGHTS INSTALLED IN LIVING AREAS AND FRONT EXTERIOR OF HOUSE JUST UPDATED. If you saw this home before don't miss how much better it looks now! Come take a 2nd look. Experience the welcoming ambiance of Spruce Creek Preserve, an exclusive active adult community in the heart of Dunnellon, FL. This inviting 2-bedroom residence spans over 1900 square feet, offering a spacious layout that includes a well-appointed kitchen, a bright Florida room, and an additional enclosed sunroom, all enclosed under air conditioning.
Rest easy knowing that the roof and air conditioning systems were both redone in 2020. The roof features durable 30-year architectural shingles, while the 4-ton 16 SEER Trane unit ensures reliable and efficient climate control. Additionally, updated ductwork was implemented during installation, enhancing the overall quality and performance of the systems.
Spruce Creek Preserve is a vibrant 55+ community that offers a wealth of amenities, including a heated pool and spa, fitness center, tennis and pickleball courts, shuffleboard, as well as engaging activities such as exercise, yoga, water aerobics, crafts, and various game nights. Delight in social gatherings like bingo, bunco, potlucks, dances, and festive holiday dinners. Diverse social and travel clubs cater to varied interests, fostering a strong sense of community.
Embrace the tranquil surroundings with Spruce Creek Preserve nestled adjacent to the Ross Prairie Nature Preserve on three sides, providing a serene, countryside ambiance. Yet, the convenience of being within a mere 4 miles from golf courses, grocery stores, restaurants, shopping centers, medical facilities, hospitals, and extensive hiking and biking trails ensures a perfect balance of peaceful living and accessibility to everyday necessities and leisure pursuits.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$242,899
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $194,319 | $194,319 | $194,319 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,292 | $1,640 |
Total Monthly Payment | $1,530 | $1,496 | $1,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.