5217 81st STREET N, #16, St. Petersburg, FL, 33709 | $133,500

BACK ON THE MARKET! BUYER COULD NOT CLOSE! NEW CENTRAL HEAT AND AIR BEING INSTALLED 4/11/2024!! A Great opportunity to Experience carefree and affordable living in this charming 2-bedroom, 2-bathroom condo that's ideal for those seeking a comfortable primary residence or a relaxing second home. This hidden gem is packed with features that will make your life easier and more enjoyable.

Key Features:

The spacious master bedroom includes California Closets, providing convenience and organization for your belongings.
The kitchen boasts ample cabinet space, a pantry, and special lighting, making meal preparation a breeze.
Enjoy modern functionality with brand new stove and dishwasher appliances.
Tastefully updated bathrooms add an elegant touch to the space.
The open floor plan creates a welcoming and connected living area, perfect for entertaining and relaxation.
Hurricane impact windows in the family room and a storm door at the front entrance provide peace of mind during storms.
But this condo is not just about the interior; it's part of a welcoming community that offers a range of amenities. Your maintenance fee covers various benefits, including access to a shuffleboard court, a heated pool for relaxation and exercise, a library for book enthusiasts, and a variety of activities to enjoy with your neighbors.

Conveniently located in a 55 and older community, you'll find this gem perfectly situated for easy access to the beautiful beaches, vibrant shopping districts, and the lively downtown scene of St. Petersburg. Even your daily errands are a breeze with a grocery store just a short walk away and the bus line within close proximity. The included carport adds convenience to your daily life.

Welcome home to a lifestyle of ease and comfort. You won't be disappointed by what this wonderful community has to offer. Make it yours today and embrace a new way of living that combines affordability with convenience and a sense of belonging. Seller has paid assessment in full for new roofs!

Features

  • Heating: Natural Gas
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: PARADISE SHORES
  • Year Built: 1972
  • Approx Sq. Feet: 1,010
  • Est. Taxes: $252
  • Condo Fee: $689 Monthly
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8219719
  • Days on Market: 170 days
  • Website: https://www.raveis.com
    /prop/U8219719/521781ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2024 5:08:06 PM)
Listing courtesy of NEXTHOME LOCAL EXPERT   Phone: 727-440-1000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5217 81st STREET N, #16, St. Petersburg, FL, 33709

$133,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $106,800 $106,800 $106,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $21 $21 $21
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $729 $720 $916
Total Monthly Payment $825 $816 $1,012

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.