Step into this impressive 2-story residence in Crescent Beach! Boasting a generous 2, 688 sf of living space, this 6BD/3BA home has been meticulously crafted with premium quality, durability, and modern coastal aesthetics in mind. As you drive up, you are welcomed by lush landscaping, mature trees and a circular drive, making it easy to get in and out and accommodate several vehicles. The first floor showcases a dedicated living area complete with 3 spacious bedrooms (one room is non-conforming), a guest bathroom, and a convenient kitchenette that is ideal for guests, in-laws, or potential rental opportunities. Head upstairs to be greeted by an expansive, light-filled living room which seamlessly flows into the dining area and kitchen making it easy to entertain family and friends. The kitchen is the perfect setting for meal preparations with ample counter space, plenty of cabinets for storage and a breakfast bar for casual meals. Sliders off the living space lead to your expansive deck, offering peeks of the intracoastal and the ideal spot to set up a grill and table for outdoor hosting. You will find two additional guest bedrooms, a guest bathroom and the master suite on this floor. Wake up to the beautiful sunrise from your master bedroom that also features an en-suite bathroom with a single vanity and tiled shower. Safety and durability are paramount with this home's robust construction. Hurricane impact windows, a resilient metal roof, and a 3-foot retainer wall guarantee peace of mind during inclement weather. The property is framed with a sturdy footer around the home, ensuring structural integrity and has never had water intrusion. Wood from the Jacksonville pier was used to construct the side deck. With the septic pump being replaced 3 years ago, spray foam insulation and all plumbing, electrical and A/C being updated within the last 6 years, making this home worry free. This lovely neighborhood has no HOA and is a walk or bike ride to Crescent Beach. Whether you're seeking a primary residence, vacation home, or investment property, this home promises a coastal lifestyle. Welcome!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,884 | $4,704 | $6,386 |
Total Monthly Payment | $5,157 | $4,977 | $6,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.