UPDATES GALORE: : Whole-home water filtration system, newer windows, a newer electrical panel, whole-home re-piping, ROOF 2020, A/C 2020, and a Tankless Water Heater, NO Carpet, Newer Samsung Appliances, new fencing panel just updated on the left side!!! Welcome to this charming mid-century modern POOL HOME with NO HOA or CDD fees! As soon as you walk in, you can tell this home has something special; it's a far cry from the standard builder’s basics. A contemporary staircase welcomes you, and a versatile step-down living room is ready to be transformed into whatever suits your needs – be it a cozy reading nook or a lively entertainment area. Throughout the home, you'll find tasteful updates and finishes that add to its charm and functionality. The gourmet kitchen is a delightful space for any home chef, featuring modern Samsung appliances, exquisite granite countertops, and a unique backsplash. The center island, complete with a copper sink and matching vent hood, is both a practical and stylish addition. Custom shaker cabinets ensure a place for everything, providing every kitchen gadget and utensil has its place. Enjoy the comfort of ceramic tile flooring downstairs and the natural beauty of hickory wood flooring upstairs, with no carpet to be found in the entire home. The huge family room is a welcoming space with a stone accent wall and a wood-burning fireplace. You'll appreciate the convenience of the laundry room and mudroom located just off the kitchen as well as a separate office space, providing easy access from the oversized two-car garage. Retreat upstairs to the private quarters, where all four bedrooms await, including the luxurious main suite. Here, you will find custom closets, a rejuvenating spa tub, and a spacious walk-in shower. Step outside to enjoy the Florida sunshine in your private fenced backyard, featuring a well-maintained pool with updated equipment, a patio with pavers, and a screened-in lanai. Strategically installed around the property, the French drains ensure efficient water management. The property is in a prime location, conveniently situated near various shopping options, a diverse selection of restaurants, and major interstates for easy travel and access to surrounding areas. Nestled in the heart of Lutz, this exceptional property is ready to welcome you home. Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,291 | $4,246 |
Total Monthly Payment | $3,854 | $3,767 | $4,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.