Nestled on a tranquil cul de sac in North Truro, this charming Cape-style home offers 3 generous-sized bedrooms and 2 nicely appointed baths. This delightful retreat is up the street from the pristine Coastguard Beach within the Cape Cod National Seashore, making it an ideal location for beach lovers and nature enthusiasts. Upon entering, you'll appreciate a homey feel and be bathed in natural light thanks to the cleverly designed open living concept. This spacious layout creates an inviting atmosphere perfect for entertaining family and friends. Whether it's a cozy evening by the fireplace or a summer soiree in the airy living area, this home accommodates all your needs. For those who appreciate the beauty of the outdoors, a screened-in porch beckons you to enjoy the fresh Cape Cod air and offers a tranquil escape for three seasons of the year. Imagine leisurely breakfasts with the serene backdrop of nature or unwinding with a good book as the sun sets. Situated on a generous acre of land, one of the largest in the neighborhood, this property comes with a rare and valuable feature - a 4-bedroom Title V septic system. This means you have the option to expand the house, create an additional bedroom, or craft your dream Cape Cod retreat. The possibilities are limited only by your imagination. In the heart of North Truro, this home offers the best of both worlds - a peaceful, private haven to retreat to, and the proximity to the Cape's stunning natural beauty. With the National Seashore as your playground, you'll have endless opportunities for outdoor adventures, from hiking to beach combing. This home is a hidden treasure, a genuine Cape Cod find that you won't want to miss. It's a perfect blend of character, convenience, and potential.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 12 x 18 | Second |
Bedroom 3 | Flooring: Carpet | 12 x 18 | Second |
Kitchen | Stove(s): Gas | 12 x 18 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Wood | 12 x 18 | First |
Master Bedroom | Flooring: Wood | 12 x 18 | First |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,751 | $6,221 | $8,356 |
Total Monthly Payment | $6,304 | $6,774 | $8,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.