Under contract-accepting backup offers. OWNER VERY MOTIVATED!!Price Improvement!!Welcome to a slice of paradise nestled in the heart of the vibrant 55+ community, The Groves Golf & Country Club. This home is a delightful combination of classic charm and modern elegance featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. You'll enjoy the peace of mind that comes with knowing that your new home features a 2023 ROOF, 2023 EXTERIOR PAINT, and 2022 AC. Stepping into this home, you'll immediately notice the pristine hardwood floors that greet you with warmth and sophistication. The completely renovated kitchen features modern stainless-steel appliances, plenty of 42” cabinets, and a beautiful and spacious breakfast bar. The enclosed lanai is a tranquil haven where you can sip your morning coffee or unwind in the evening. But that's not all, it comes with a HOT TUB that beckons you to soak away the day's stresses, offering a touch of luxury right in your own home. The Groves is a securely GATED community featuring 24-hour access control, ensuring the safety and peace of mind of its residents. This meticulously maintained enclave offers a wide range of exceptional amenities, including an 18-HOLE GOLF COURSE, a community pool and spa, tennis courts, two dog parks, pickleball courts, a library, and a state-of-the-art fitness center. Residents of The Groves enjoy an array of both indoor and outdoor activities, such as Trivia, Karaoke, and Bingo, fostering a vibrant and engaging social environment. The clubhouse is the epicenter of these activities and houses a restaurant and bar, making it a focal point for social gatherings. For the residents' peace of mind, the quarterly HOA fee covers critical maintenance aspects, including roof replacement, exterior paint, lawn mowing, Spectrum Cable TV, and internet services ensuring the long-term value and enjoyment of your property. USDA FINANCING ELIGIBLE!! In a nutshell, this home is an exquisite blend of comfort, luxury, and community. Whether you are looking for an active retirement or a serene getaway, this home has it all. Schedule your showing today. Your dream home awaits!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,914 | $2,469 |
Total Monthly Payment | $2,398 | $2,348 | $2,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.