Presented byArthur Chapman |
Welcome to 51 Pointe Circle S, a rare opportunity to own a co-op nestled within the vibrant community of North Isle Village. This property, while requiring some tender loving care, stands as an undeniable canvas of potential awaiting your creative touch. Priced to reflect the scope for transformation, this co-op beckons those ready to roll up their sleeves and craft their ideal living space. Boasting an address at 51 Pointe Circle S, Coram, NY, within the picturesque North Isle Village, this property is an appealing prospect for those seeking a diamond in the rough. The community, adorned with a myriad of amenities, sets the stage for a wholesome lifestyle. Residents relish an array of amenities catering to leisure and recreation. From year-round swimming access with both indoor and outdoor pools to an on-site gym tailored for fitness enthusiasts, this community nurtures an active and healthy way of living. Delight in the safe and enjoyable playground, while sports enthusiasts can indulge in friendly games and skill-building at the tennis and basketball courts. Additionally, the convenience of on-site laundry facilities simplifies day-to-day chores. For those with a vision of crafting their perfect home, 51 Pointe Circle S is the quintessential choice. This co-op presents a blank canvas for renovation and design, enabling the realization of your personalized space and lifestyle preferences.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
Sales Associate
William Raveis Real Estate
Phone: 401.640.0807
Arthur.Chapman@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $955 | $930 | $1,181 |
Total Monthly Payment | $1,030 | $1,005 | $1,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.