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Are you looking for peace, serenity and seclusion? Do you need room for extended family or just a large home with room for a home office or two? This home has been a labor of love for the current owner for over 20 years. Although the town says it was built in 2000, there are many parts of this home that are recently built or updated! The home features solar panels, so you will never have an electric bill. There is a full apartment on the second floor with it's own entrance. A large deck overlooks the pool area and fire pit, and this time of year you have some mountain views. The main living areas downstairs have radiant heat, with the floors being Australian Cypress wood, and the kitchen has the most beautiful Serpentine stone counters! Soaring cathedral ceilings also grace the main living space, so light pours in. There are two bedrooms on the main floor with a bath and a huge laundry room. Upstairs in the primary bedroom suite is the bathroom of your dreams with a large walk-in shower and separate soaking tub, and tons of windows overlooking the private yard. This is a unique home and will be much appreciated by those who want total privacy. Agents see non-public remarks regarding showing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $685 | $685 | $685 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,113 | $3,153 | $4,018 |
Total Monthly Payment | $3,890 | $3,930 | $4,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.