36 Middlebury Terrace, Middlebury, CT, 06762 | $434,990

14 month home warranty included! Impeccably renovated and updated home loaded with charm and character. Pull into the brand-new double driveway and you will be greeted by the new siding, French Doors and new exterior lighting. The new paver walkway edged in Belgium Block will lead the way to the home of your dreams. As you enter the home you will instantly appreciate gleaning from the new hardwood floors. The open floor plan is showcased by the brand-new kitchen (cabinets, Quartz counter tops, stainless steel sink, GE Stainless Steel Appliances and recessed lighting). Come see what New England living is about. Sit back on the large deck and enjoy a cocktail or curl up to a book as you enjoy the spacious backyard. The bedrooms are spacious, and the primary bedroom has a newly appointed gas fireplace to keep even the chilliest of nights warm! The spacious primary bathroom has a new vanity and an oversized soaking tub. Head downstairs and you are greeted by a large space for entertaining complete with a stone fireplace (just add a wood/gas or pellet stove). This is a must see home, schedule your showing in advance.


  • Amenities: None
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Style: Cape Cod
  • Year Built: 1933
  • Garage: Driveway
  • Heating: Radiator,Zoned
  • Cooling: Ceiling Fans,Wall Unit
  • Basement: Partial With Walk-Out,Partially Finished,Heated,Interior Access
  • Above Grade Approx. Sq. Feet: 1,449
  • Below Grade Approx. Sq. Feet: 400
  • Acreage: 0.36
  • Est. Taxes: $5,720
  • Lot Desc: Open Lot,Dry,Level Lot
  • Elem. School: Middlebury
  • Middle School: Memorial
  • High School: Pomperaug
  • Appliances: Gas Range,Refrigerator,Dishwasher,Washer,Electric Dryer
  • MLS#: 170607171
  • Days on Market: 154 days
  • Website: https://www.raveis.com
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Room Information

Type DescriptionLevel
Bedroom 1 Remodeled,Hardwood FloorMain
Bedroom 2 Hardwood FloorUpper
Den Remodeled,Fireplace,French Doors,Composite FloorLower
Dining Room Hardwood FloorMain
Full Bath Remodeled,9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile FloorUpper
Half Bath RemodeledMain
Kitchen Remodeled,Breakfast Bar,Quartz Counters,Double-Sink,L-Shaped,Hardwood FloorMain
Living Room Remodeled,Ceiling Fan,Hardwood FloorMain
Primary Bedroom Remodeled,Gas Log Fireplace,Walk-In Closet,Hardwood FloorUpper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Frank DuranteSales Associate



Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578



Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance



Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network


For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

36 Middlebury Terrace, Middlebury, CT, 06762


Frank Durante

Sales Associate

William Raveis Real Estate

Phone: 203.241.5821


Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925


NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $347,992 $347,992 $347,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.625% 7.375% 6.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.157% 7.522% 6.780%
Monthly Tax Payment $477 $477 $477
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,463 $2,403 $3,029
Total Monthly Payment $3,015 $2,955 $3,581

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.