Sellers are offering $15, 000 buyers rebate at closing toward upgrades! Priced to sell and primed for your touch and updates. Boasting favorable southern and western exposures, this home offers a sweeping view of the Palisades, Hudson River and George Washington Bridge, paired with the privacy afforded by its lush riverside setting. The functional 2-bedroom, 2-bathroom floor-plan includes an option to re-envision into a 3-bedroom space, with an alternative layout provided for guidance. The foyer leads you to a practical kitchen fitted with quality appliances, ample storage, and a Sub-Zero refrigerator. It's joined by a spacious living and dining area, accented by built-in storage, ready for your redesign. Natural light floods the office/library area, complete with functional cherrywood shelving. The two bedrooms are set apart, ensuring quiet and personal space. Offering plenty of storage, the primary bedroom includes an adjoining dressing alcove and an en-suite bathroom with marble detailing. The additional western facing bedroom has abundant closet space and is adjacent to the modern bathroom with a restful jacuzzi tub. The enclosed balcony provides a private spot to enjoy serene sunsets. River Terrace is a full-service co-op known for its amenities, including maintenance covering essentials and a heated seasonal pool. The building will soon introduce a new gym, and currently includes convenient parking (Subject to availability. Monthly fee applies) and is pet-friendly. Conveniently located near transportation, parks such as Wave Hill, and local attractions, this home is a wise investment ready for your design vision. There is a fuel charge assessment of $54. 01/mo. Balcony is approx. 64 sq. ft and is included in the total square footage. Virtually staged and re-imagined with updated flooring to enhance your vision of the space.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,773 | $4,802 |
Total Monthly Payment | $3,912 | $3,865 | $4,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.