1105 Mill Lane, Peconic, NY, 11958 | $1,595,000

This Expansive Ranch-Style Home Nestled On A Generous 2-Acre Plot Provides A Tranquil Haven Away From The Hustle And Bustle Of Daily Life. The Long Private Driveway Ensures Your Arrival Home Is Always A Peaceful Experience Away From The Prying Eyes Of The World. Stepping Through The Front Door You'll Find Yourself In A Spacious Living Area Complete With Three BRs And Three BAs. Each Room In This Home Tells A Story Of Comfort And Convenience. This 2500 Sq Foot Expandable Home Is Not Just About The Space It Offers But The Potential It Holds. With A Full Partially Finished Basement And Outside Entrance, It's An Opportunity To Create A Home That Grows With You And Accommodates Your Changing Needs And Desires. For Those Who Find Solace In Nature's Embrace, This Home Doesn't Disappoint. The Property Is Just A Stone's Throw Away From The Beach, Promising Serene Walks And Refreshing Dips. At Home, The Inground Pool Waits To Be The Center Of Your Family's Fun-Filled Weekends Or Solitary Laps Under The Starry Sky. 1105 Mill Rd, Peconic - A Home That Understands Your Needs And Meets Them With Grace.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Ranch
  • Year Built: 2018
  • Garage: 2-car Private, Attached, 2 Car Attached
  • Heating: Propane, Forced Air
  • Cooling: Central Air
  • Basement: Finished, Full, Partially Finished
  • Approx Sq. Feet: 2,500
  • Acreage: 1.98
  • Est. Taxes: $9,860
  • Lot Desc: Private
  • Middle School: Southold Junior-Senior High School
  • High School: Southold Junior-Senior High School
  • School District: Southold
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: 3512997
  • Days on Market: 200 days
  • Website: https://www.raveis.com
    /eprop/3512997/1105milllane_peconic_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Alison Cheh

Alison.Cheh@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Theresa GivensVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1870734

203.225.2554

Theresa.Givens@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1105 Mill Lane, Peconic, NY, 11958

$1,595,000

Alison Cheh

William Raveis Real Estate

Phone: 203.231.2255

Alison.Cheh@raveis.com

Theresa Givens

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.225.2554

Theresa.Givens@raveis.com

NMLS Mortgage Loan Originator ID 1870734

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 6.977% 6.790%
Monthly Tax Payment $822 $822 $822
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,753 $8,382 $11,203
Total Monthly Payment $8,700 $9,329 $12,150

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.