This stunning 2-bedroom, 1-bathroom home offers ample space for comfortable living. The broad living space - large enough to accommodate a dining area - is accessed through a wide foyer, complete with a walk-in closet. Western exposures bathe this room in the afternoon light. The hardwood floors add a touch of elegance, while the soundproof windows and central AC ensure a peaceful and quiet living experience. The kitchen is equipped with a dishwasher, making meal preparation a breeze. The windowed second bedroom, accessed through lovely window-paned doors, can easily fit a full-sized bed, or be turned into a home office/den. Enjoy the convenience of the building's amenities, including a common roof deck where you can relax and take in the breathtaking city views. Stay active and fit in the on-site gym and take advantage of the bike room and common storage for all your belongings. 401 East 65th Street is an impeccably maintained co-op. The building offers a suite of amenities, including a dedicated doorman, a resident superintendent, bike storage, and storage (with a waiting list). Residents can enjoy a fitness center, central laundry facilities, and a furnished rooftop deck that provides breathtaking vistas of the river, the city skyline, and Central Park. The is no flip tax in this building. Pied-a-terres, gifting, Co-purchasers, and guarantors are permitted in addition to pets. Washer/dryer is not allowed. The ground-level commercial space, currently leased to Gristedes, is owned by the co-op, allowing owners to enjoy low maintenance that includes basic internet/cable. Located in the heart of the Upper East Side, you can find ample shopping, dining, entertainment, and cultural institutions, as well as the iconic Central Park a short distance away. The MTA’s 6 and Q trains are within walking distance, as well as major bus lines.
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Our Executive Mortgage Banker:
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$790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,099 | $4,152 | $5,291 |
Total Monthly Payment | $4,191 | $4,244 | $5,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.